2023 Lenders Summit:
Welcome to The Future of Lending™.

From Banks and Credit Unions to best-of-breed vendor from the fintech ecosystem, the Summit is the hub for networking and business partnerships across all consumer and commercial sectors. Main themes include fraud technology, Identity Verification (IDV), financial data solutioning and supporting new-to-Canada and new-to-Credit. On November 1st, 2023: network with over 500 industry executives. Download the sponsorship package here.

(See last year’s sold out event.)


  • Liz Billyard-Armstrong

    Chief Risk Officer

  • Jason Mullins


  • Amit Sadhu

    SVP, Risk

  • Martin Basiri


  • Francois Cote

    Founder CEO

  • YG Leboeuf

    Founder CEO

  • Andrew Moor


  • Gayle Ramsay

    Head, Everyday Banking, Segment & Customer Growth

  • Jonah Chininga


  • Yvette Wu

    CEO | Founder

  • John Uhren

    MD, Sustainable Finance



7:30am - 6:00 pm

9:10 - 9:30

Making Bank

KEYNOTE: Andrew Moor, CEO of Equitable Bank and EQ Bank sets the stage for the day talking about Open Finance and EQ’s mission in the Canadian market to “Make Bank”.

  • Andrew Moor


    Equitable Bank

9:00 - 3:00 Concurrent

Mid-Market Bank Technology Networking Event

NETWORKING: Join us in a full-day networking event powered by the Lenders Summit App. Credit Unions and Mid-Market Banks from across the country are invited to join us and our Approved Vendor community to explore modernization and monetization strategies. In the Canadian financial landscape, mid-market banks and credit unions play a unique role, standing out amidst the dominance of the Big Five banks. Setup multiple one-on-one sessions in the networking hall to establish the partnerships that will advance your business in 2024.

9:00 - 1:00 Concurrent

The Technology of Fraud Prevention

WORKSHOP: Join us for a half-day workshop event. Sign up for a private invited deep dive into the technology of fraud. This 4-hour break out-session will provide attendees with information about the technologies that can be used to satisfy the requirements of the Government Issued ID Method, the Credit File Method, and the Dual Source Method as well as how these technologies can combat fraud.

9:30 - 10:00

NTC: New to Canada – New to Credit

PANEL: This opening panel explores the challenges faced by borrowers who are new to the country and lack a credit history, exploring innovative strategies to bridge this gap. The panel shares insights on alternative credit assessment methodologies and new business models shaping inclusive lending practices and facilitating economic integration for newcomers. 

10:00 - 10:30

Capital in 2024: The Lions and Tigers and Bears

PANEL: Hear from prominent investment banks on the current state of the Canadian capital markets. Explore the perspective of leading financial institutions as funders in Canada. Learn about the importance of building strong relationships with funders and how to navigate the application process effectively. Get insights from alternative lenders on the evolving landscape of non-traditional financing.

10:30 - 11:00

Schmooze Espresso

11:00 - 11:30

Originating Your Loan

PANEL: Gain a comprehensive understanding of the current state of the Canadian loan market, including key sectors and growth opportunities. Discover best practices for originating loans, whether you’re a traditional bank, credit union, fintech, or alternative lender. Explore the role of technology, including artificial intelligence, machine learning, and data analytics, in modern loan origination. Hear firsthand accounts from financial institutions and lenders that have successfully originated loan books in Canada.

11:30 - 12:00

Embedded Lending goes “Here”

PANEL: How can the industry leverage embedded lending services at point of need, eliminating the traditional separation between obtaining credit and making a purchase.This approach leverages technology and data to streamline the lending process, making it more convenient and tailored to the specific circumstances of the borrower. The panel explores the risk and reward of embedding lending services directly into existing platforms and transactions.

12:00 - 1:00


1:00 - 1:20

Data Powering Innovation

KEYNOTE: This leadership keynote explores the broader implications of data accessibility, such as enhanced financial inclusion, democratized access to financial services, and improved decision-making for individuals and businesses. Understand why access to financial data is considered the lifeblood of innovation in the modern financial landscape in Canada.

  • YG Leboeuf

    Founder CEO


1:20 - 1:50

Dr. Who: Identity Verification Technology (IDV)

PANEL: Cybersecurity Ventures just released a new report that cybercrime is going to cost the world 8 trillion USD in 2023. If it were measured as a country, then cybercrime would be the world’s third largest economy after the US and China. This panel addresses the critical issue of Identity Verification Technology (IDV). With fraud escalating to staggering proportions, surpassing even national economies, the panel convenes leaders from across industries to discuss the need of IDV in safeguarding services. The conversation will touch on strategies including biometric advancements, and AI-powered solutions that fortify the digital identity ecosystem.

1:50 - 2:20

Post-ZIRP Lending

PANEL: RIP ZIRP- interest rates are rising and capital is stashed. Leaders with various lending sectors discuss how their sectors are adapting to high interest rate through innovative lending products or services. As interest rates soar, lenders need to adjust their lending criteria and risk assessment methods to ensure responsible lending practices. The panel will explore how technology and data-driven approaches are helping lenders make informed decisions.

2:20 - 2:45

Schmooze Break

2:45 - 3:15

The Technology to Collect

PANEL: Join us for an insightful panel discussion on the cutting-edge collections, payment and loan management technology solutions reshaping the loan lifecycle. In this session, industry experts will delve into the latest innovations in collection software, loan management tools, and payment solutions that are empowering financial institutions and collections agencies to enhance efficiency, reduce delinquencies, and improve customer experiences.

3:15 - 3:45

Lending & Climate Risk

PANEL: This is beyond treehugging. Lenders will need to consider emissions data in 2024. Although only on the horizon, measuring and reporting on emissions impact of third-party equipment is critical and will be mandated by regulators and customers. Remember that bank and non-bank’s client’s 1 and 2 scope emissions become their scope 3 emissions. The panel discussed the move away from proxy-drive data to meaningful machine-level data measurement. Lending need to become more digital and data-driven.

3:45 - 5:00

Can I Buy You a Drink?




November 1, 2023


7:30am – 6:00 pm


MaRS Discovery District

101 College St, Toronto, ON M5G 1L7

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