Fintech & Bank Partnerships: Partnerships are promising to radically transform the financial sector and benefit those currently underbanked or completely underserved by traditional financial models. Join leading technology, regulation, finance and impact experts as they discuss potential applications and predicted outcomes for the immediate and long term success of this new wave of technology.

Capital and M&A: Is 2023 the right time to put aside conventional thinking about M&A and take a fresh look at our industry. Can we assume that any company will simply be “not for sale” over the next few years. Which companies will experience difficulty? Which parts of which businesses would tempt you? How can you put together creative deals?

Payment & Collection: The Canadian financial sector is changing on all fronts. Key to the adoption of new services is increased speed, convenience and embedded features for both lenders and borrowers. Lenders should implement best practices in their disbursement and collections strategies by capitalizing on RTP solutions which can help lower costs and enable higher consumer satisfaction. This panel explores why lenders should be taking advantage of faster payments options to keep pace with today’s evolving consumer expectations.

Hyper-Personalization: The need to deliver personalized customer experiences are not only critical to advancing your digital transformation journey, but to prepare you to nimbly respond to market changes. Prescriptive analytics and digital decisioning are key to early identification and treatment of at-risk consumers. FICO will present examples of how industry leaders are increasing customer loyalty even as economic conditions deteriorate.

Fraud & Credit Risk: How do lenders optimize their onboarding experience without making sacrifices on identity verification and decisioning? This panel will take a look at Canada’s unique regulatory compliance requirements when it comes to KYC, IDV, and AML as well as technology and best practices that can be leveraged to drive a faster and safer acquisition.

Automotive: How fintech is transforming the auto finance experience – from buyer to dealer to lender. Understand the role that data plays in accelerating originations as well as derisking the underwriting and verification process. This panel brings together Canadian auto credit and technology leaders for a deep dive into the fintech industry.

Mortgage: As rates move, is mortgage industry in Canada embracing fintech as a strategy? We will discuss trends and concerns for the mortgage sector and provide recommendations on how technology and innovative business practices can drive growth in your mortgage portfolio in the next 2 years.

Consumer: Explore how technological advances are increasingly reducing the cost of servicing unbanked and thin file customers. In this panel, we discuss alternative and smart data that will unlock services for new to Canada and the credit building population.

Small Business: Join us as we look at what SMB lending looks like in 2023, and how the pandemic has helped unlock the key to digital transformation. Hear from our experts panelists about: What the impact of the pandemic has had on economic conditions and how it’s driving the continued need for digital transformation. How leveraging APIs can open new distribution channels and accelerate the continuous delivery of innovation.

Buy Now Pay Later: Point of sale finance has taken Canada by storm. This instalment payment tool is revolutionizing the shopping experience across nearly every industry. Join us for an online panel where we discuss technology trends and best practices for this growing industry with lending BNPL executives representing fintechs through to banks and commercial and consumer sectors.

Diversity, Equity, and Inclusion: The CLA is proud to host the DE&I in Fintech Roundtable. We believe that the industry needs to apply the same innovative thinking and commitment to solving the problem of DE&I as we do with our products and services. We need to make a conscious effort to change the balance of visible inequity in the sector with the entrepreneurial vigor we use to build our companies. Learn more about how to build an authentic climate of inclusion at this panel.

Step-and-repeat photos for all the award nominees. And group photo on stage.