Using Data to Redefine Decisioning
We are living in a perfect financial storm: Covid has driven consumer engagement online and with increasing inflationary pressure, consumers are looking for both traditional and alternative sources of credit. In order to meet the rising demand and holistically assess risk, alternative data aggregation and data insights are increasingly being used in innovative ways to help financial institutions decision on their loan book. From increasing growth and reaching new customers, to preventing fraud while maintaining a frictionless consumer experience, data is changing credit decisioning. Representatives from leading fintech and bank lenders discuss trends, challenges and opportunities in 2022.
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